As a renter in an apartment or house, you need insurance that covers you and your belongings – things that are not covered by your landlord’s insurance. Whether you have jewelry, electronics, outdoor gear, or musical instruments, you need your own protection that is flexible and affordable.
Renters insurance provides protection from things like fire, theft, lightening, and pipe bursts. Renters insurance helps cover medical expenses, regardless of your legal responsibility, when a covered accident on your property involves bodily injury to others. It also covers you for costs with defending you in a lawsuit related to an injury or property damage.